NEW YORK (CNN) -- CNN Money's Stacey Delikat has your top business and financial news on this Tuesday, December 31.
4 money resolutions to make now
With 2014 around the corner, you might be thinking of changes to make -- whether it's to hit the gym more often or to finally take that cross-country road trip. But when you're making those resolutions, don't forget about your wallet. More than half of respondents in a recent Fidelity Investments survey said they typically consider making financial resolutions, up from 35% of those surveyed in 2009. Of those keeping their finances in mind, 54% vowed to save more -- making it the top resolution, trailed by paying off debt (24%) and spending less (19%). It's always a good idea to try to save more and set up a budget you can stick to. But here are some money resolutions that are especially important for 2014.
73% of U.S. adults use social networks
Facebook may be currently facing question marks over how well it's faring with younger users, but among those over 18 in the U.S. it remains the social network king. According to figures out today from the researchers at the Pew Research Center, the percentage of adults using the social networks of Facebook, LinkedIn, Pinterest, Twitter or Instagram to communicate with each other is now at 73%, and Facebook - the world's largest social network with 1.19 billion users - remains the most popular in the U.S., with 71% of U.S. adults using it. In other words, nearly all adults that responded that they are on a social network are using Facebook. That's four percentage points up from last year's 67%, Pew notes. It comes at a time of heightened competition: partly thanks to the rise of mobile apps - the number of people on multiple networks is now at 42%.
Netflix intros cheaper standard definition streaming plan for new subscribers
If you consider yourself both extremely frugal and averse to the luxuries of seeing Hollywood eye candy actors in Super HD, Netflix's new SD tier could be right up your alley. The streaming service has begun offering a low-end plan for new subscribers only that'll allow standard definition streaming to one device -- that's right, no simultaneous viewing -- for $6.99 per month. We can confirm the plan is indeed now live as it appeared when we attempted to sign up for new service though, as TechCrunch reports, that may not be the case for everyone. Take note, this recent plan addition is only $1 cheaper than the basic HD tier that lets users stream to two devices at once, making the SD plan's cost benefit a bit dubious.
Don't want your laptop tampered with? Just add glitter nail polish
If you're traveling overseas, across borders or anywhere you're afraid your laptop or other equipment might be tampered with or examined, you've got a new secret weapon to improve security. Glitter nail polish. Don't laugh. It works. Security researchers Eric Michaud and Ryan Lackey, making a presentation at the Chaos Communication Congress on Monday, highlighted the power of nail polish - along with metallic paints and even crappy stickers - to help people know when their machines have been physically tampered with and potentially compromised. "Government agencies have so much money, they can build their own custom procedures," said Ryan Lackey, founder of the CryptoSeal VPN service. "But if you're a private person who travels to a country to do work, you have to take your stuff."